There comes a time in many people’s lives when they find that their elderly relatives need extra care. Home health care is a good option as it allows seniors to get the care they need at home. It is also more affordable than residential care. But it can still cost a considerable amount. This article will review your options for paying for in-home health care in Harrisburg, PA, so you can determine how to make it more affordable.
Does Medicare Cover Home Care in Harrisburg, PA?
Medicare provides coverage to seniors meeting specific eligibility requirements as follows:
- You have an illness or injury-related mobility limitations that prevent you from leaving your home without help
- A medical provider has recommended that you don’t leave your home because of your condition
- You are under a doctor’s care
- You require treatment from a skilled practitioner
If you meet these requirements, you can receive coverage for:
- Physical therapy
- Occupational therapy
- Part-time or intermittent skilled nursing
- Speech therapy
- Medical social services
- Certain medications
- Medical equipment and supplies
Medicare doesn’t pay for:
- 24-hour daycare
- Meal delivery
- Homemaker services like cooking and cleaning
- Assistance with daily activities
Does Insurance Cover Home Care in Harrisburg, PA?
Private insurance may cover a portion of home care services. Like Medicare, it will cover skilled in-home care, but it does not cover medical care. Check with the agency beforehand to ensure they accept your insurance.
Do Veteran’s Benefits Cover In-Home Health Care Harrisburg, PA?
Veterans of any age may qualify for homemaker care if they meet eligibility requirements and if the care is available. They may be eligible for care that includes:
- 24/7 nursing
- Physical therapy
- Assistance with daily tasks
- Pain management
- Respite care
They may receive assistance in the comfort of their home or at assisted living centers, adult day centers, private homes, and nursing homes.
Medicaid for Homecare Harrisburg, PA
Medicaid is health insurance for low-income individuals. It supports home health care. Eligibility varies from state to state.
Financial Assistance for In-Home Health Care Harrisburg, PA
State non-Medicaid programs assist low-income seniors who are not eligible for Medical. They are often called “nursing home diversion programs.” Eligibility requirements and funding vary from program to program and state to state.
Other Options
Families interested in in-home health care in Harrisburg, PA, may explore other money-saving options. They can investigate tax credits and deductions that they can use to counter the expense of health care services. They can also research programs that allow seniors to save in other ways. They may offer discounts on home payments and utility bills.
Some non-profits offer care assistance for seniors with certain health conditions.
Contact AmeriBest Caregivers in Harrisburg!
If your loved one is ready for in-home care services in Harrisburg, AmeriBest is a choice provider.
AmeriBest offers high-quality, non-skilled home care services for the valued members of our community. We work with a variety of insurance providers. Our skilled staff will make your loved one feel comfortable in their homes. Contact us to learn more! Call 1800-HOMECARE and get the care you need and deserve.
