Access to affordable healthcare is crucial for low-income seniors to maintain their health and independent living. Medical Assistance Program in Philadelphia, PA, helps seniors in need to overcome the financial burden of this much-needed care. Here is AmeriBest Homecare’s guide on affordable healthcare, focusing on Medical Assistance (MA).
Understanding the Medical Assistance Program in Philadelphia, PA
The Medical Assistance Program, also known as Medicaid, is a joint federal and state program that provides healthcare coverage to low-income individuals and families, including seniors. In Philadelphia, the Pennsylvania Department of Human Services (DHS) administers the Medical Assistance Program.
The program covers a wide range of healthcare services, including,
- Doctor visits
- Hospital stays
- Prescription medications
- Long-term care
Seniors can apply for Medicaid through the DHS website or by visiting their local County Assistance Office.
Medicaid Assistance Program Eligibility for Low-Income Seniors in Philadelphia
To qualify for Medicaid, low-income seniors in Philadelphia must meet certain eligibility criteria. The income limits and asset restrictions vary depending on the individual’s circumstances.
Medical Assistance General Eligibility Requirements
Eligibility is grouped by Modified Adjusted Gross Income (MAGI) and non-MAGI:
MAGI
- Children 18 and under
- Pregnant women
- Parents and caretakers of children under 21
- Adults 19=64 with income at or below 133% of the Federal Income Poverty Guidelines (FPIG)
- Family planning services
Non-MAGI
- Individuals 65 and older
- Individuals who are blind or disabled
- Medical Assistance Workers with Disabilities (MAWD)
- Individuals receiving long-term care or community-based care
Examples of income that may be counted when determining eligibility include,
- Temporary Assistance for Needy Families (TANF) benefits
- Supplemental Security Income (SSI)
- Supplemental Nutrition Assistance Program (SNAP) benefits
- Low Income Home Energy Assistance Program (LIHEAP) benefits
- Foster Care payments
- Certain housing or utility subsidies
- Weatherization Payments
- Child Support Payments (only for MAGI MA)
In addition to income limits, other factors such as age, disability, citizenship status, and medical needs are considered when determining Medicaid eligibility. It is essential for seniors to gather necessary documentation, such as proof of income, identification, and medical records, to support their application.
Accessing Independent Living in Philadelphia, PA
Independent living provides multiple benefits to seniors, including improved mental health and well-being. At AmeriBest Homecare, we’re dedicated to helping seniors through the process of finding the right caregiver and managing their healthcare costs. We provide educational tools and guidance for seniors who wish to apply for Medical Assistance programs in Philadelphia, PA.
Accessing affordable healthcare is crucial for low-income seniors. Through the Medical Assistance Program and independent living options, seniors can find the support they need to maintain their health and well-being. By leveraging available resources and understanding eligibility requirements, low-income seniors can access the affordable healthcare they deserve.
Are You Looking for Independent Living in Philadelphia, PA?
At AmeriBest Home Care, we want to empower you to choose the right care for you or your loved one. Whether you’re caring for elderly parents or someone with a disability, it’s important to consider your options carefully. Contact us today to discuss your options with one of our program coordinators.
